Health Insurance Referral - Full Terms of Condition

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Definitions

Referrer

A person who sends or directs a Referred Friend to Private Medical Insurance Brokers Ltd for Health Insurance advice.

Referred Friend

A person whose contact details are passed to Private Medical Insurance Brokers Ltd by the Referrer.

Insurance Completion 

The point when your insurance provider appointed via Private Medical Insurance Brokers Ltd provides a policy schedule to confirm the policy has started and is on risk.   

Reward

The Referrer is entitled to £50 as long as these terms and conditions have been followed.

Terms and conditions

1. This offer is open to everybody resident in the United Kingdom who refer friends or family (Referred Friend) to Private Medical Insurance Brokers Ltd for health insurance advice.
2. The Referrer must:
   • Have obtained explicit consent from the Referred Friend for their details to the referral and the passing of their contact details to Private Medical Insurance Brokers Ltd
   • Have obtained explicit consent for Private Medical Insurance Brokers Ltd to contact the Referred Friend on the contact details provided.
   • not refer themselves.
   • Meet all of the qualifying criteria and other clauses in this Refer-A-Friend Terms and Conditions

          3.  The Referred Friend must:

• Have completed a fact find with a member of the Private Medical Insurance Brokers Ltd advice team
• Have a Live Health Insurance policy with Private Medical Insurance Brokers Ltd
• Meet all of the qualifying criteria and other clauses in this Refer-A-Friend Terms and Conditions

Qualifying criteria

1. Re-referrals are only valid if the Referred Friend isn't an existing client or prospect – i.e. someone already known to Private Medical Insurance Brokers Ltd
2. Rewards for Insurance Policy Referral Reward will only be paid on a Personal Health Insurance policy including at least 1 adult 
3. To achieve the Insurance Policy Referral Reward, the ‘referred’ must continue with the Health Insurance policy for a minimum of 3 months. 
4. A joint application is considered to be one Referred Friend.
5. One £50 Referral Reward allowed per household.

Non qualifying criteria

1. Referrer(s) that reside outside of the United Kingdom.
2. Referred Friend(s) that reside outside of the United Kingdom.
3. Employees of Private Medical Insurance Brokers Ltd are not eligible to receive payment outlined in these terms.

Payment

1. If all the conditions above are met, then the Referrer will receive £50 transferred into their bank
2. Payment will be issued within 14 days of Private Medical Insurance Brokers Ltd being formally notified of the 3rd months payment from the health insurer.
3. The Referrer will be notified using the registered email held by Private Medical Insurance Brokers Ltd
4. The payment is non-exchangeable, non-transferable, and is not redeemable for cash or other prizes.

Other conditions

1. There’s no limit to the number of Referred Friends a Referrer can refer.
2. Private Medical Insurance Brokers Ltd accepts no responsibility for being unable to offer a service to the Referred Friend.
3. In the event of any disputes regarding the Refer-A-Friend scheme, the decision of Private Medical Insurance Brokers Ltd is final.
4. Private Medical Insurance Brokers Ltd reserves the right to change the terms and conditions of this offer by amending these terms and conditions or withdraw this offer at any time.